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Digital Yen

Proof of concept

Japan

Central Bank(s)

Bank of Japan

Announcement Year

2021

Status

Proof of concept

Retail/Wholesale

Retail

Main motivation/goals of the CBDC

The upcoming program is an end-stage trial with an eye towards implementation. BOJ will work with private-sector banks to test deposits and withdrawals from accounts, and check whether the currency can work without internet access in emergency scenarios.

Description

Japan has become the latest major economy to begin exploring the feasibility of a central bank digital currency (CBDC). The Bank of Japan (BoJ) is reportedly conducting research on a digital yen as it aims to keep up pace with neighboring China. A local digital currency forum is also working on "some form of digital currency" for Japan's private sector to complement the central bank's efforts.

Link to announcement

Link to whitepaper

Timeline

Last update: March 2026

March 2026

Updated data

Link to announcement: www.boj.or.jp

June 2025

Updated data

Link to announcement: www.boj.or.jp

November 2024

Updated data

Link to announcement: www.boj.or.jp

October 2024

Updated data

Link to announcement: medium.com

April 2024

Updated data

Link to announcement: www.boj.or.jp

January 2024

Updated data

Link to announcement: www.ledgerinsights.com

December 2023

Updated data

Link to announcement: www.mof.go.jp

May 2023

Added data

Link to whitepaper: www.boj.or.jp

April 2023

Updated data

Link to announcement: medium.com

February 2023

Updated data

Link to announcement: www.boj.or.jp

December 2022

Updated data

Main motivation/goals of the CBDC: While the Bank of Japan currently has no plan to issue CBDC, from the viewpoint of ensuring the stability and efficiency of the overall payment and settlement systems, the Bank considers it important to prepare thoroughly to respond to changes in circumstances in an appropriate manner. With this in mind, the Bank decided that it would publish its approach to "general purpose" CBDC and conduct a Proof-of-concept in 2021. The upcoming program is an end-stage trial with an eye towards implementation. BOJ will work with private-sector banks to test deposits and withdrawals from accounts, and check whether the currency can work without internet access in emergency scenarios.

Link to announcement: www.reuters.comasia.nikkei.com

March 2022

Updated data

Link to announcement: www.ledgerinsights.com

March 2021

Status updated

None Proof of concept

Added data

Announcement Year: 2021

Retail/Wholesale: Retail

Description: Japan has become the latest major economy to begin exploring the feasibility of a central bank digital currency (CBDC). The Bank of Japan (BoJ) is reportedly conducting research on a digital yen as it aims to keep up pace with neighboring China. A local digital currency forum is also working on "some form of digital currency" for Japan's private sector to complement the central bank's efforts.

Main motivation/goals of the CBDC: While the Bank of Japan currently has no plan to issue CBDC, from the viewpoint of ensuring the stability and efficiency of the overall payment and settlement systems, the Bank considers it important to prepare thoroughly to respond to changes in circumstances in an appropriate manner. With this in mind, the Bank decided that it would publish its approach to "general purpose" CBDC and conduct a Proof-of-concept in 2021.

Link to announcement: www.boj.or.jp

Country / Region: Japan

Central Bank(s): Bank of Japan

News

No recent news found for this currency.